Comparing premiums in car insurance doesn't really make sense if you're not willing to compare the benefits as well.
Cheap results can be obtained today via any comparison platform. Even the question is designed to always work towards a cheap end result (premium).
Who then thinks that the desired deductible (in full or partial coverage) is the only relevant distinguishing feature in the scope of services, has been far wrong.
Comparison of benefits in car insurance
Comparing benefits in car insurance is the only sensible way to ensure adequate insurance cover. Good benefits cost more money (premium). Few services are cheaper. This is in the logic of the matter.
So you have to decide whether you just want to be insured cheaply or rather well, according to the requirements and circumstances.
Professional advice in car insurance
The expert advice in car insurance is the only possible way to ensure adequate insurance coverage.
For a comprehensive consultation, an intensive analysis must first be carried out. Many individual questions and answers ensure that all aspects that come into question can be taken into account for the compilation of the insurance cover in the individual case.
Practical example from car insurance
Our practical example from car insurance makes the subtle differences clear.
A Porsche Panamera was insured with Pfefferminzia 1.5 years ago, as a new car. The insurance contract is based on the facts and circumstances at the time.
Based on our comprehensive analysis, the following differences stand out:
|Features and requirements||Then||Today|
|New value compensation||12 months (expired today)||36 months|
|Own-damage coverage||Unknown feature||Include|
|Value retention||Unknown feature||Included|
|Additional total loss protection||Unknown feature||Contain|
|Driver circle||insured person + spouse||insured person, spouse, children|
|Driver protection||Not included||Included|
|Mileage||6.000 Km/year||15.000 km/year|
|Driving areas||Germany||Germany, EU foreign countries|
|Foreign damage protection||Not required||Included|
|Breakdown cover||Not required||Included|
|Workshop commitment||Included||Not included|
|Annual fee||650,00 Euro (today)||590,00 Euro (today, with us)|
Sports cars and luxury sedans
Whether noble sports cars or luxury sedans, whether exotic insurances or premium cars. Here, not only the way of premium calculation is different, but also the insurance coverage has many special features to offer. For more information, insurance examples and premium calculations visit: