Category: Car Insurance

What to do after a car accident that was not your fault

Have you been injured in an accident caused by a negligent driver?

Unfortunately, car accidents are a common occurrence. On average, there are 15 every day in the U.S.000 car accidents. Some of these accidents are minor, but many are catastrophic. In fact, more than 100 people die in car accidents every day. The fact is, driving a car is dangerous. Therefore, when someone is negligent and makes driving that much more dangerous, they deserve to be held accountable.

Car accidents can greatly impact a person's life, depending on the severity of the accident and the injuries they sustain as a result. A car accident can change a person's life forever. Injuries from a car accident can range from bruises and scratches to permanent disability, paralysis or even death. People with serious injuries often have significant damages and piles of debt that seem too high to ever pay off.

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Which insurances make sense?

It feels like there is insurance for every situation in life, every valuable item and every part of the body. But what really has to be, what is additionally useful and what can be safely left aside?

Overcautious and well insured. This is how you imagine the typical German. The truth, however, is different, as the federal Bureau of Statistics has discovered. Accordingly, a large percentage of German households are not adequately insured against existential risks. Of course, different households need different insurance coverage. However, health insurance is a must for everyone. Car owners also need mandatory automobile liability insurance, and pet owners in some states also need so-called pet owner liability insurance.

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Starting a business 10 tips for start ups

Today, there is more information available than ever before on how to set up a successful business. No wonder – the Internet offers start-ups a wide range of opportunities, which is why more and more people are opting for self-employment. This article reveals ten tips on what to consider when starting a business.

Today, there is more information available than ever before on how to set up a successful business. No wonder – the Internet offers start-ups a wide range of opportunities, which is why more and more people are opting for self-employment. This article reveals in ten tips what to keep in mind when starting a business.

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What to do when you receive a car accident citation

There are approximately 6 million car accidents every year. But when most people think about getting into an accident, they often don't imagine being at fault.

If you're the one responsible for a collision, there's a good chance you'll get a car accident citation when the police arrive. The next steps can be intimidating for those who have never been in this situation before.

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What is car insurance?

Auto insurance is required by the state and provides you with some financial protection in the event of an accident. But is this enough? What options are available? Learn how car insurance works and what types of coverage are available. The amount of the motor vehicle insurance is based on the no-claims bonus class.

The basics of auto insurance

Car insurance is a contract between you and the insurance company that protects you from financial loss in the event of an accident or theft. In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy.

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How to stop identity thieves from opening accounts in your name

Everyone is getting chopped left and right. Anthem lost 80 million records in 2015. The U.S. government was hacked and lost millions of personal records, up to and including fingerprint data. Now Equifax, a credit reporting agency, has been hacked . So how can you protect yourself from criminals opening accounts in your name?

Disclaimer: We are not tax or financial advisors, so make sure you do your own research and perhaps talk to a professional before taking any of the steps on this page. This article was written from our own experiences dealing with identity theft recently.

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How to properly insure electric cars

Every car owner in this country is required by law to take out motor vehicle liability insurance. In the event of an accident, there can be high repair costs that quickly end up in the five-digit range. It is even worse if there is personal injury in an accident. Motor vehicle liability insurance covers property damage and personal injury caused by the driver of a motor vehicle. When registering or re-registering a car, proof of insurance must be presented to the relevant registration authority, otherwise the vehicle cannot be registered. This naturally also applies to electric cars.

Hardly any differences to normal motor vehicle insurance

Electric cars are often cheaper to buy than vehicles with internal combustion engines. This is currently due to government subsidies in the form of premiums for new purchases of electric vehicles. The cost of liability insurance, on the other hand, differs only slightly from normal car insurance. Because here, too, the premium is calculated based on various factors. This includes the no-claims class and the no-claims bonus, as well as the type class and the regional class. When choosing the most favorable insurance for you, there are some small things to consider, which we would like to go into in the following.

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Waste less money part 2 what can i do to waste less money?

But how should this be possible in practice, after all, not everyone wants to turn over every penny three times and meticulously keep household accounts?

In our 4-part series we show you today what you can do concretely against the waste of money. Or rather, how you can manage insurance, contracts and subscriptions more efficiently in the future.

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