Every car owner in this country is required by law to take out motor vehicle liability insurance. In the event of an accident, there can be high repair costs that quickly end up in the five-digit range. It is even worse if there is personal injury in an accident. Motor vehicle liability insurance covers property damage and personal injury caused by the driver of a motor vehicle. When registering or re-registering a car, proof of insurance must be presented to the relevant registration authority, otherwise the vehicle cannot be registered. This naturally also applies to electric cars.
Hardly any differences to normal motor vehicle insurance
Electric cars are often cheaper to buy than vehicles with internal combustion engines. This is currently due to government subsidies in the form of premiums for new purchases of electric vehicles. The cost of liability insurance, on the other hand, differs only slightly from normal car insurance. Because here, too, the premium is calculated based on various factors. This includes the no-claims class and the no-claims bonus, as well as the type class and the regional class. When choosing the most favorable insurance for you, there are some small things to consider, which we would like to go into in the following.